Personal,  Uncategorized

How to take control of credit card debt once and for all

Have you been paying your credit card lately? Saving up money for the future? 

I’ve been planning to get a credit card. I was wondering how people control their debts from swiping their credit card. 

If you’re paying your credit card for your essential needs especially purchasing food in restaurants and groceries, here’s how to take control of your credit card debt here:

Targeting a new bag from a retail store but you have a low budget? If you cannot afford it, don’t buy it. Don’t spend too much on luxury items. If you can’t pay it using cash, you cannot afford it with a card by reading an article click here.

In times of emergency, what you need is savings from your 6-months salary. This is a good way to cover your expenses if someone in your family loses a job, or an accident occurs. 

Cut off your wants, focus on the needs. I’ve been spending a lot of time on food every weekend. Budgeting is the key to saving by learn more about staying away from overspending on your credit card. 

Scared of receiving bills? Document your daily spendings in a calendar like I used to do. Estimate what your monthly bills, and other utility bills. See more people are saving their money for their bills. 

You can read more tips from when it comes to debts. View more about debts here.

About Christian Melanie Lee

Christian Melanie Lee is a freelance social media manager and web developer. She also devoted her time managing her food blog, and music/concert blog. One of the Hootsuite Ambassador for the Philippines since 2014 and currently working as social media manager for the local band, The Itchyworms. Follow her on Twitter and Instagram.